It's easy to get lost in the headlines of the media & the fear of the interest rates increasing stops you but I think it's important to keep an overall bigger perspective in mind here 🏡🏡
👉🏼interest rates have increased 4.25% since last year
👉🏼prices have dropped anywhere from 20-30% some areas even closer to 40%
So regardless of the 4.25% increase in rates it still isn't nearly as much as the DROP in home prices so even though you're qualifying higher now you're also purchasing WAY lower then you wound have been last year at a lower interest rate
If you're an agent wanting to grow your business through social media here are the 3 things I personally focus on 👇🏼👇🏼👇🏼
1.Posting videos more then photos- this allows the chance for new people to find your page and more eyes on your content
2.Engaging - engaging with people who follow you and also post content that other people are going to want to engage with! The engagement is NOT one sided.
3.Authenticity - if you've been following me for a while you know I let people in with a lot of my life, personal and professional. This allows people to fee connected to each other and build relationships with others easier and more natural.
It doesn't matter if you're posting consistently or engaging with your audience, you need to show up on video and stories so people see YOU & be authentic so people get to know who you are 💫
The question isn't about "is it a good time to buy?" The question you should be asking yourself are these 2 things👇🏻
1.Can I afford to buy right now?
2.What's my plan with this property?
If you're in a position where you want to buy, you can afford to buy and your plan is to be in the property for a minimum of 3 years then you have your answer. The question isn't about timing the market it's figuring out when the right time for YOU is 🏡
Last year was an incredibly transformative year for me. If you've been following me on social for a while you've been following along my own personal growth journey. From the @5am_wakeupcall to changing brokerages, to starting my journey with practicing gratitude & everything in between 💫
All the work I was doing on myself personally translated into the energy I was putting out into my work which opened up different opportunities, relationships, friendships etc to have one of my personally best years so far & the exciting part is I feel like I'm just getting started ♥️🙌🏻
There's always that parent who comes to one showing saying that they bought their first home for $125K and that this $625K townhouse isn't worth it😅
Bringing everyone along the process the entire time is super important for everyone to be on the same page to understand what's available in CURRENT market🏡
⚡️Make sure all decision makers such as parents are involved in the whole process from the start ⚡️
I've worked with many buyers who have parents come and go throughout the process, come to some showings then aren't there for others and I've found that it becomes extremely difficult for buyers to make a decision on which property to offer on.
The best thing to do is to have all decision makers involved in the process from start to finish to make the home buying process as seamless as possible! 🏡
If you're worried about purchasing right now because of all these unknowns in the market - it's important to keep in mind what vour personal goals are with home ownership 🏡
If you're looking to buy with the intention of living there for at least a few years - it doesn't matter if the prices potentially drop more because in the grand scheme in 3-5 years you're still ahead anyway with all the equity and appreciation gained
Always remember, you don't know when the bottom is still we're on the other side of it. Prices have dropped anvwhere from 30-40% so its safe to say we're pretty much at the bottom if not very close to it
The final day is HERE! 🎁
Day 12 is a brand new white SMEG coffee maker☕️ (valued at over $300)
Winner will be announced Christmas Day! 🎄
RULES TO ENTER (ONLY ON INSTAGRAM)
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
Day 11 is hereee!🎁
Ahh can’t believe we are almost at the very end!!
Today is a $150 gift card to the incredible @adamoestatewinery here in Mono- if you haven’t been it’s a MUST🍷🍷
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
Day 10 is here!🎁
Todays giveaway feature a custom large door mat from my FAV @krafty.ko + a $50 Starbucks gift card to keep you fuelled ☕️
If you know me you know @krafty.ko makes all my door mats for clients, work & my personal ones for every season🙌🏼
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
DAY 9 IS HERE🍻
Todays giveaway features an assortment of locally brewed (Caledon & Hockley) craft beers and ciders + $50 Beer Store gift card
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
DAY 8!🎉
Today’s giveaway is brought to you by @tantations here in Orangeville and this basket is valued over $180 and includes a $50 gift card and so many goodies for all your self care needs. PLUS a Venus freeze facial valued at $159 dollars
This giveaway is valued over $330!!
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
DAY 7 IS HERE!🧀
Todays giveaway features a custom grazing box curated by @charcuterieboutique and a bottle of wine! Calls for the perfect night in with your partner or bestie this holiday season🤩
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
We’re halfway through the giveaways and this means WINE!🍷🍷🍷
Day 6 is here & I’m calling all my wine lovers because this one features 3 bottles of wine from @adamoestatewinery, $50 LCBO GC AND champagne infused popcorn🤩
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🖤sharing to your story and tag myself and @adamoestatewinery for 5 extra entries
🖤winner will be announced in TWO days!
GOOD LUCK🎁
DAY 5 IS HERE🎁
Todays giveaway features $100 to Orangeville’s hottest spot @greystonesrestaurant & @greystonescafe🍴🤩
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
DAY 4 IS HERE🎁
Features a custom facial from the incredible @theglenmedispa in Georgetown & an assortment of scrunchies from @alltiedup.to holiday collection which is a small biz based out of Newmarket🤩
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
DAY THREE IS HERE🎁
Features a $200 gift card and a teeth whitening kit (to keep your teeth extra pearly white this holiday season!) for @flawlessstudio.orangeville a local boutique that specializes in laser hair removal, teeth whitening and botox & fillers and also carries a variety of different beauty products as well which the gift card can also be used on!
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
DAY TWO IS HERE🎉
Today features a $100 gift card to one of Orangeville’s BEST known restaurants @bluebird_cafe_orangeville - located in the heart of downtown Orangeville where the food is incredible, the owners & staff are amazing and exceptional service👏🏼
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
DAY ONE IS HERE🖤
Small biz feature with the incredibleeee @marketcandlecompany and this basket has so many amazing goodies valued at over $100 (!!!) that includes the following:
⚡️Log Cabin Candle
⚡️Log Cabin Reed Diffuser
⚡️Tree Farm Candle
⚡️Tree Farm Fine Fragrance Oil
⚡️Apothecary matches
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🖤each tag is 1 entry
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🖤winner will be announced in TWO days!
GOOD LUCK🎁
We are officially ONE week away from my 12 days of Christmas giveaways🎉
Stay tuned... 👀
For all you buyers looking to buy in 2022, please keep this in mind!
Our goal is to provide you guys with monthly updates on what’s going on in the Real Estate & Mortgage industries to keep you all up to speed & informed. So grab your coffee & enjoy ☕️
Recap of 2021 and predictions for 2022
There’s a lot that goes into buying a home so let’s break down some major things to avoid👇🏼
1. Before you start looking at homes, get clear about exactly what you’re looking for! Of course we’re humans and sometimes our minds change throughout the process of home searching. Our criteria may change but it’s important to get clear about certain non negotiable things that you must have and what’s important to you so you and your Realtor can look at homes that are the most relevant to what you’re looking for.
2. Please remember you chose your Realtor for a REASON. Sure anyone can look online at listings & get a sense of general prices in an area but your agent is the professional who STUDIES the markets; this is not something we occasionally look at online for fun (although maybe sometimes🙊) we study the local numbers & trends, have negotiation tactics etc. Trust them.
3. Stretching yourself too thin is this market has become very common since home buyers now have to basically bid for a home. Keep in mind that there is still LIFE after this purchase. You don’t want to stretch yourself too thin and be house poor & not be able to still enjoy your life. There is way more then just the monthly mortgage to take into consideration, utility cost, insurance, groceries, furnishing the home etc all go into the bucket of owning a home.
Buyers! One of the most important things we as realtors have to do with buyers is make sure budget & expectations line up. Now more than ever before this has been extremely challenging with how quickly the market has shifted & getting buyers to line their expectations up with the market. If you had hoped for a detached, 3 bathrooms, big back yard, finished basement, ETC, maybe your budget allowed for that last year but unfortunately with the way the market is now it’s super important to have realistic expectations with yourselves and your realtor. Maybe something on your list needs to compromise and that’s okay!! 🙏🏼 the most important thing is to just get in and buy & the best time to buy is now🏡